Health insurance is a type of insurance products that specifically guarantee the cost of health care or treatment of the members of such insurance if they fall ill or have an accident. Broadly speaking there are two types of treatments offered by insurance companies, namely inpatient (in-patient treatment) and outpatient (out-patient treatment).
Items held either by health insurance company social insurance, life insurance companies, and also a general insurance company.
In Indonesia, PT Indonesia Health Insurance is one company that organizes social insurance health insurance to its members who are mainly civil servants and non-civilian. Their children are also covered up to age 21 years. Retirees and their wives or husbands are also guaranteed for life.
Outside of class, the government also provides health insurance program for low-income residents, now called JAMKESNAS, the public health insurance, in addition to the program financed by the state budget, a number of provincial and district governments also have a similar program that is Jamkesda and Jamkesos such as, among others, in the district of Musi Banyuasin in 2002, Jembrana since 2003 in Yogyakarta since 2003 and South Sumatra provinces, there is Jamsoskes, since the beginning January 2009 although at the beginning of March 2010 the central government to study the possibility of prohibiting health insurance financing through the budget.
In the year 2009, 116.8 million from approximately 230 million Indonesian population have health insurance provided either by PT Askes Indonesia, PT Jamsostek, PT Asabri or via other programs or insurance JAMKESNAS.
Some life insurance companies and life insurance also has marketed the health insurance programs with a variety of different variants. In general, insurance companies health insurance program organized in collaboration with hospital providers, both directly and through intermediary institutions as the hospital network management assistant. wikipedia.org
